Significantly, what sets Interface apart in the industry is that whereas other originators have built-in lead generators by way of contractual arrangements with real estate companies, Interface does not. Our success depends on the fact that we represent home buyers, not the estate agent or seller of the property. Unlike originators, we have no contractual arrangements with any real estate companies and we are proud to be truly independent. The fact that no real estate company or bank has an equity stake in Interface means that we can approach the lenders without fear or favor.

Interface works off a level playing field in this regard and we have no vested interest in placing a bond with any particular bank. We pride ourselves in shopping around the market aggressively on behalf of our clients and are able to ensure we secure the most competitive deal for our valued clients. Interface assists in obtaining the best home loan quote from all the major financial institutions in South Africa and at no additional cost to the buyer. We also assist with a number of discounted products and services to ensure that the home buying experience is a pleasant one. Interface assists with applying for a Mortgage Bond that best suits each client’s individual needs and will guide them through the entire process of securing finance for a new home.

CHOICE
Restricted to the offering of a single bank, clients of bank mortgages have little choice of product, interest rates and credit terms. Once the interest rate is quoted, it is difficult and often intimidating for clients to negotiate with the bank and "shopping around" is time consuming. Interface negotiates these products and credit criteria for the benefit of the client.

CONVENIENCE
The Interface solution means the client no longer has to visit his or her branch and endure the queues, parking and security hassles which are so often associated with this visit. Interface concludes transactions over the phone or at a location of the client's convenience, often long after most banks have closed their doors.

INTEGRITY
As a team of ex-private bankers, integrity is key for Interface and we have recruited most of our sales, support and service personnel directly from the banks. Clients value the fact that bank-trained relationship managers manage their home loan application, and the experience and knowledge they bring.

NEGOTIATING POWER
Interface has the ability to negotiate better interest rate concessions from the banks for our valued clients. By representing all the banks, we are able to ensure our clients receive guaranteed best rates, independent advice and structured financing solutions.

ONE-STOP SERVICE
An Interface Relationship Manager can provide a comprehensive one-stop service for our clients in respect of their home loan finance, including life assurance, short-term insurance and bridging finance.