Everyone’s Financial Security should be planned. It does not simply happen, but takes long-term commitment to goals and aspirations. We offer professional advice, whilst taking a personal interest in our clients´ needs.

Our partners follow the SIX STEP Financial Planning Process

We provide holistic financial advice and use the internationally accepted ‘Six Step Financial Planning Process’:

1. Establish and define a professional relationship.

2. Gather data and determine goals and objectives.

3. Analyse and evaluate individual financial needs, objectives and affordability.

4. Research and propose financial planning recommendations and alternatives.

5. Implement the financial planning recommendations.

6. Monitor service and review ongoing needs and recommendations, which may or may not include a full financial analysis, depending on requirements and personal circumstances.

There is no charge for the initial consultation

We like to familiarise ourselves with each situation: gathering as much information as possible to outline a tailor-made course of action and applicable fees. Clients also need to feel comfortable with whom they are dealing, as well as our approach, services and strategies.

Independence is important in Financial Planning

When financial advisers are aligned to a particular group such as a bank or institution they are obliged, to a large degree, to use in-house products and services that may not have the most appropriate solution. In addition, these layered products are often substantially more expensive. Our independence allows us to select the most appropriate product for our clients, and to deal directly with providers to minimise costs.

We believe in the CFP® Qualification

The Certified Financial Planner CFP® qualification is the pinnacle qualification of the financial planning industry. It is a post graduate diploma issued by the University of the Free State. All our financial planners have this qualification or are studying towards it.