How to beat “Novemberitis”…

Endurance can be described as the ability to overcome situations in life that put us to the test and make us want to quit working towards our goals. One of these is certainly ‘Novemberitis’ – a condition commonly experienced in November that can be beaten with endurance.

Endurance is defined as the ability to get up, again and again, and to carry on until you get where you want to be, even in the face of stress, fatigue, obstacles and adverse conditions.

“Endurance is one of the most difficult disciplines, but it is to the one who endures that the final victory comes.” – Gautama Buddha

It is an important factor for success, because having endurance means you don’t quit: no matter what comes your way, you stay focused on the prize and steadily push forward towards your goals.

What is Financial Endurance?

In financial terms, endurance means not giving up for any reason when it comes to achieving the financial plans and goals you have set.

Having financial endurance means, for example, you save a bit of money every month, no matter what and even if it’s just R50; and you stick to your budget even if you feel you’re your deserve splurging.  (maybe “even if you feel like splurging”, or ‘if you feel you deserve a “spoil”)

Fortunately, it is possible to increase our financial endurance. Below are some great tips to help you.

How to build financial endurance

Set financial goals that inspire you

If the goal inspires you, you’ll do what it takes to achieve it. Where there is a will, there is a way.

Understand it takes time

Inspiring goals are not reached overnight. Saving for retirement, long-term investment, and building wealth are more like marathons: one stride at a time at a steady pace until the finish line is reached.

Small, but consistent improvements

are easy to sustain and over time create substantial improvements. For example, you could commit to save just R10 more each month. So, if you save R50 this month, then save R60 next month, then R70 and so on, in 12 months’ time, you will already be saving R160 per month and have R1260 saved up!

Expect setbacks

Inspiring goals are never achieved without challenges. Prepare for setbacks where possible and when you fall or fail, pick yourself up and get back on track.

Financial Endurance Challenge

Have you heard of “Novemberitis”? It refers to feeling exhausted, stressed and burnt out near the end of a long year, as well as ready to abandon your plans and goals because it seems you haven’t achieved anything this year anyway.

This November, we challenge you to beat “Novemberitis” and build your financial endurance in the weeks leading up to the holidays!

Here’s how:

  • Keep your financial goals top of mind and make it your November mission to take just one step closer.
  • Take it day by day – simply making small improvements every day.
  • First ensure there is enough money to honor your financial commitments, then plan your holiday spending responsibly.
  • Avoid shopping malls, sales and other situations that could tempt you to make poor financial decisions.
  • Manage the financial expectations that your extended family may have of you.

Remember, your financial coach is ready to help you build financial endurance and beat “Novemberitis”!

Simply contact your Interface financial coach here for amazing support as you achieve your financial goals.